Welcome to the Information Website for the Litman v. State Auto Property and Casualty Company Class Action Settlement.

A Class Action Lawsuit, Carole Litman v. State Auto Prop. & Cas. Co., Case No. 24SL-CC07058, has been filed in the United States Circuit Court of St. Louis County, Missouri.

If your Missouri home or property was insured by State Auto Property and Casualty Company, State Auto Mutual Insurance Company, or Meridian Security Insurance Company (collectively, “State Auto”) and you made a claim to State Auto for structural damage to your property between June 15, 2012 and October 31, 2022, this class action settlement may affect your rights.

A proposed settlement has been reached in a class action about whether Defendant properly deducted Nonmaterial Depreciation when adjusting certain Structural Loss claims in Missouri.

You may be eligible for a payment if you qualify and timely submit a valid Claim Form. You must submit a valid Claim Form to receive payment as part of this Settlement.

The Court in charge of this case still must decide whether to approve the settlement. If it does, and if any appeals are resolved in favor of the Settlement, then money will be distributed to those who timely submit a valid Claim Form and qualify for payment. Please be patient.

Your legal rights are affected whether you act or don’t act. Please read this website carefully.


Your Legal Rights and Options in this Settlement
Submit a Claim Form The only way to get a payment if you qualify. The deadline to submit a claim is July 7, 2025.
Ask to Be Excluded You get no payment.
This is the only option that allows you to ever be part of any other lawsuit against State Auto over the legal claims in this case.
Object Write to the Court about why you do not agree with the Settlement.
Go to a Hearing Ask to speak in Court about the Settlement.
Do Nothing You get no payment. You give up rights.

These rights and options—and the deadlines to exercise them—are explained on this website.